Free anonymous check · Restaurants

Most restaurants are paying far more than they realize.

Between processing rates, software fees, and hidden add-ons, POS costs quietly eat into your profits. Check what you're really paying and what you could be saving. No signup. No sales calls. Just your numbers.

100% anonymous No signup required No one will call you
1 · Your costs 2 · Your setup 3 · Your estimate
Nothing you enter here is stored or sent to a salesperson

What are you paying today?

Three numbers from memory or your latest statement. Estimates are fine.

Slide for a quick estimate — or click any number to type the exact amount from your statement.

$
$
$

Processing + POS software + add-ons combined. Set to $0 if your processor says you pay nothing.

Paying $0? You're on a Cash Discount program — your customers pay the fee.

That can work well, and you can keep it. But if the program charges more than the cards actually cost, the difference isn't covering card costs — it's going to your payments company. Enter your rate and we'll show you the split.

%
Your current statementanonymous
Effective rate (all-in)3.65%
Annual cost at this rate$37,200
Est. Inspivo interchange-plus2.35%
Est. processing savings$11,700/yr
Where your customers' fee goes today
2.35%
1.50%
Estimated cost with Inspivo
$25,500/yr
Kept by your payments company
$15,300/yr

Estimate based on typical restaurant card mix at your ticket size. Your exact rate comes from your statements.

What does your restaurant run on?

Count your stations and screens — this shapes your instant proposal.

POS stations
Clover Station Duo — counter or server stations
2
Handhelds
Clover Flex — tableside ordering and pay-at-table
2
Kitchen display / printer
Gets orders to the kitchen
1
Online ordering
Commission-free, direct to your kitchen
Typical Clover costsanonymous
Software, all devices$145/mo
Hardware, one-time$5,795
Free terminal programAvailable
Hardware financingAvailable

Typical pricing shown — your instant proposal has the exact figures for this setup. You own the hardware outright: no leases, no lock-in.

Your estimate

Here's what the numbers say — still anonymous, still no obligation.

Net monthly savings
$965
Processing savings minus Clover software
Hardware investment
$5,795
One-time — you own it
Hardware pays for itself in
6 mo
After that, it's all savings

Send us your statements

The estimate above uses typical numbers. Your statements have the real ones. We'll do a free line-by-line analysis and show you exactly where every dollar goes — including fees you didn't know had names.

Get my instant proposal

A personalized proposal emailed immediately — exact rates for your volume, this equipment setup priced out, no contracts, and no sales call. If your current deal is already fair, your proposal will say so.

Free statement analysis

This is the only step that asks who you are. We'll only use it to send your results.

We'll reply with a secure way to send your statements. Most analyses come back within one business day.

Estimates only, based on typical restaurant card mix and current pricing. Your exact numbers come from your actual statements and instant proposal. Requesting an analysis or proposal is the only step that asks who you are.

Where the money actually goes

Three costs most restaurant owners never see broken out — because the statement is designed that way.

Flat-rate processing

A flat rate hides the processor's true markup. Interchange-plus pricing charges the true card cost plus a small, visible margin, so you can actually see what you're paying for.

Software creep

The monthly plan you signed up for rarely stays there. Online ordering, loyalty, extra screens, “premium support” — each module has its own line, and the total grows every year you're locked in.

Processing lock-in

When your POS forces you to use its payment processing, you've lost the ability to negotiate — forever. Steep cancellation fees keep it that way. Owning your hardware and your processing relationship keeps the leverage with you.

A fair word about the big-name systems

Many of the all-in-one platforms out there are genuinely good software — that's not the issue. The issue is what they cost over five years, and whether you knew that number when you signed. Some restaurants do the math and decide the premium is worth it. Most, in our experience, wouldn't part with thousands of dollars a year if they saw the true figure side by side. That's all this tool does: show you the figure. What you do with it is up to you.