Your custom proposal — emailed instantly

Stop overpaying for payment processing.

Answer a few quick questions and a personalized proposal lands in your inbox immediately — transparent pricing, no contracts, no sales call. If your current rate is already fair, your proposal will say so.

  • Instant email proposal
  • No contracts
  • No hidden fees
  • Cancel anytime
WHERE YOUR FEES GO example
Visa interchangeInterchange$412.10
Mastercard interchangeInterchange$221.35
American Express interchangeInterchange$118.20
Discover interchangeInterchange$54.61
AssessmentsNetwork$61.44
Transaction fee markupMarkup$86.40
Basis point markupMarkup$124.50
Batch feesMarkup$24.95
Cost no one can change: $867.70 Cost you can: $235.85
Why small businesses choose us

Payment processing that actually works for you

Most processors profit from confusion. We do the opposite — every fee is spelled out upfront, your rate is locked in, and nobody calls you unless you ask them to.

Locked-in rates, zero surprises

Unlike processors that quietly raise margins over time, Inspivo locks in your rate from day one. What you see on your proposal is what you pay.

No cold calls. Full coverage.

We don't cold-call — you won't hear from anyone until you request a quote. But once you're a client, you're never stuck: your rep's direct line, a 24/7 support number, and Clover's own support team if you run their hardware. Lean on outreach, not on service.

Quick, self-serve setup

Get a personalized quote in under 30 seconds — in-store, online, or on the go. Most merchants are approved and processing within one business day.

Dare to compare

The Inspivo difference

You should see exactly how we stack up. Here's an honest side-by-side.

What you get with us

  • No sales calls or pressure tactics
  • No long-term contracts or cancellation fees
  • All fees shown upfront — interchange vs. markup, labeled
  • Side-by-side pricing comparison in every proposal
  • Own your equipment outright
  • Rates locked in — never increased
  • Your rep's direct line, plus 24/7 support
  • Sign up in minutes, start same day

What the others do

  • Frequent sales calls and pressure meetings
  • Long contracts with expensive early exit fees
  • Hidden fees buried in monthly statements
  • Confusing, hard-to-compare pricing tiers
  • Non-cancellable equipment leases
  • Rates quietly raised over time
  • Generic 1-800 number for support
  • A lot of back-and-forth to get started
Why we built this

Small costs add up quietly. This one doesn't have to.

Most businesses don't get worn down by one big decision. It's a thousand small ones — a vendor contract here, a fee nobody caught there — stacked on top of everything else it takes to keep a business and a life running at the same time.

We can't fix all of that. But payment processing is one place we can. So we built this: an instant, personalized quote with every fee spelled out, no call required. If we're a fit, great.

If your current rate is already fair, we'll tell you that too — and you walk away knowing what a fair deal actually looks like.

Getting started

Up and running in three simple steps

STEP 1

Start with an anonymous estimate

The Savings Calculator gives you a ballpark in under 30 seconds — no name, no contact info. When you're ready for real numbers, request your full quote.

STEP 2

Get your detailed proposal by email

Your full quote arrives in your inbox immediately: every fee spelled out, side by side with typical pricing. Want an exact, line-by-line audit? Request a free statement analysis right from your proposal.

STEP 3

Decide on your own schedule

Reply if you want to talk — that's when you get your rep's direct line. Don't if you don't. The proposal is yours either way, including when it says your current rate is fair.

Point of sale systems

Need a POS too? We sell Clover — outright, never leased.

  • Buy it outright — the hardware is yours on day one
  • Clover Station, Mini, Flex & Go available
  • Paired with interchange-plus processing — rate locked for life
  • Free 10-page POS Buyer's Guide — download it, no sign-up needed
Full counter
Clover Station
Restaurants & retail
Compact
Clover Mini
Counter service
Handheld
Clover Flex
Table service
Pocket
Clover Go
Mobile & events
Thousands
Statements analyzed line-by-line — including plenty where we recommended staying put.
Interchange+
Every quote is priced against the published interchange tables — we show you the tables, not just a rate.
13 yrs
Processing and point-of-sale for independent businesses — built on a platform, not a phone bank, so savings show up in your rate.
Common questions

Answers to what small business owners ask us most

Is there a contract or long-term commitment?

No. Inspivo has no long-term contracts and no cancellation fees. You can switch or cancel at any time without penalty. Period.

How does Inspivo make money if pricing is so transparent?

We earn a small, disclosed margin on interchange rates — exactly like any processor. The difference is we show it to you upfront instead of hiding it.

How do I get a statement analysis?

Run your free quote first — it takes under a minute. Your emailed proposal includes a link to request a free statement analysis: a line-by-line breakdown of every fee, what's interchange vs. markup, and whether your current rate is actually fair.

Will anyone call me after I get a quote?

No. Your proposal arrives by email and the next move is yours. You only hear from a rep when you ask to — and that's when you get their direct number.

What does support look like once I'm a client?

Three layers. You get your rep's direct line for anything account-related, a 24/7 support number for urgent issues any hour, and — if you run Clover hardware — direct access to Clover's own support team for the equipment itself. "We don't cold-call" never means "you can't reach us."

Can Inspivo buy out my current processor's early termination fee?

Often yes. We offer an early termination fee buyout program for eligible merchants. Ask about it when you get your free quote.

Do I need to buy new equipment?

Not necessarily. We can often work with your existing hardware. If you need new equipment, we sell (never lease) POS systems and terminals at fair prices.

Save money today

Get your free, no-pressure savings quote

See exactly how much your business could save — no sales call required, and no penalty for just looking.

Your proposal, emailed instantly

No waiting, no callbacks. The moment you submit, your custom proposal lands in your inbox with every fee spelled out.

Zero obligation — in both directions

No pressure, no sales tactics, no follow-up calls. And if we can't save you money, your proposal will say exactly that.

See your savings in less than 30 seconds

Enter your monthly volume, business type, and average transaction for an instant estimate — no statement, no commitment, no contact info needed.

Private. No personal or business details needed to start.
Try the Instant Savings Calculator

Find out where your fees actually go.

A real quote with every fee spelled out — even when the honest answer is "you're already in good shape."