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How much are you really paying to accept cards?
Tell us how you're set up and get an instant estimate. No name, email, or contact info needed — we only ever see the numbers.
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How to find your numbers
Total monthly fees Labeled "Total Amount Due," "Processing Fees," or "Total Fees."
Total card volume Look for "Net Sales" or "Total Processing Volume."
Effective rate Fees ÷ volume. E.g. $1,247 ÷ $48,500 = 2.57%
Business type
Select your business type…
Monthly card volume
Average ticket size
Calculate my savings →
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Your estimated savings based on interchange-plus pricing
Your current effective rate
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Estimated cost with Inspivo / mo
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Estimated monthly savings
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Estimates vary by card mix and volume. Only a signed merchant agreement is a commitment on rates.
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Your cash discount setup
We'll show what your processor keeps vs. Inspivo's 2.5%* program rate.
What rate does your processor charge for the program?
Select a rate…
3.0% 3.5% 4.0% Other
Check your merchant contract or monthly statement — most programs run 3–4%.
Your program rate
Monthly card volume
Show what I'm actually paying →
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Your program comparison
Your processor's program rate
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Inspivo program rate
2.5%*
Extra paid to your processor / mo
Estimated annual savings
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✓ Your customers still pay the card price either way. You just keep more of what they pay.
* 2.5% is the average program rate. Actual rates vary by business type and average ticket. Your exact rate is confirmed in writing before any agreement is signed.