Free · Anonymous · No statement needed

How much are you really paying to accept cards?

Tell us how you're set up and get an instant estimate. No name, email, or contact info needed — we only ever see the numbers.

How does your business handle card fees today?

The calculator adapts to your situation.

Total monthly feesLabeled "Total Amount Due," "Processing Fees," or "Total Fees."

Total card volumeLook for "Net Sales" or "Total Processing Volume."

Effective rateFees ÷ volume. E.g. $1,247 ÷ $48,500 = 2.57%

Business type

Monthly card volume

Average ticket size

Current monthly fees (optional)

Found on your processor's monthly statement.

🔒 Anonymous — no name or contact info required, only the numbers.

Your estimated savings

Based on Inspivo interchange-plus pricing

Enter your numbers on the left — your results appear here instantly.

We'll show what your processor keeps vs. Inspivo's 2.5%* program rate.

What rate does your processor charge for the program?

Check your merchant contract or monthly statement — most programs run 3–4%.

Monthly card volume

🔒 Anonymous — no name or contact info required, only the numbers.

Your program comparison

What your processor keeps vs. Inspivo's program rate

Enter your program rate and volume — your comparison appears here instantly.

The calculator estimates. Your free quote is exact — itemized, in writing, delivered to your inbox instantly.